Product
Mainnet protocol is live
Campaign factory, modules, $GROW treasury, staking and harvest accounting are deployed on Ethereum mainnet.
Live on Ethereum mainnet
GrowFi is building the capital market for real harvests.
The protocol is live on Ethereum mainnet: campaign creation, USDC funding, $GROW treasury automation, staking, producer verification and harvest settlement now run on production contracts, not test rails.
Protocol
Ethereum mainnet
Chain 1 contracts, live subgraph and real USDC settlement are active.
Supply
Live campaigns
Production campaigns are indexed from mainnet and visible in the app.
Treasury
$GROW live
Direct sale, staking pool and allocation rails are connected to production campaigns.
Why Ethereum mainnet
We are building where long-term settlement is hardest to compromise.
GrowFi is already live on Ethereum L1 because agricultural finance is slow-cycle finance. A harvest, a buyback window and a producer relationship need infrastructure that can outlive market narratives.
1
Ethereum L1 is the most battle-tested settlement layer for assets that must remain verifiable over years, not weeks.
2
Harvest claims, refunds and treasury reserves need strong finality and native liquidity more than cheap execution alone.
3
For growers, investors and institutional partners, Ethereum mainnet makes custody, audits and due diligence easier to verify.
Investment thesis
Agricultural working capital is still offline. GrowFi makes real productive assets investable onchain.
1
Small and medium growers need seasonal capital before harvest, while investors need transparent exposure to real productive assets.
2
GrowFi converts each harvest into an auditable onchain campaign with USDC escrow, refunds, staking yield, repayment modules and harvest settlement.
3
The first wedge is Sicily: high-value crops, strong territorial brands and a producer network that can launch production campaigns one by one.
Protocol economics
The fee schedule is explicit per flow.
GrowFi does not have one generic 2% fee. Primary campaign buys, harvest settlement, repayment, ecommerce and $GROW direct buys are separate flows with separate mechanics.
| Flow | Rate | When it applies | Destination / note |
|---|---|---|---|
| Campaign buy | 3% | Every primary buy through Campaign.buy. | Sent to the FeeSplitter; the campaign receives the net 97%. |
| Harvest USDC deposit | 2% | Producer-funded harvest settlement deposits. | 2% to the FeeSplitter, 98% to the holder pool. |
| Repayment redeem | 2% | Early-exit repayment payouts. | Deducted from gross payout before the holder receives the net. |
| Shop / ecommerce | 3% | Every on-chain SKU purchase. | Global protocol setting from the factory; producers cannot change it. |
| Direct $GROW buy | 10% markup | Direct stablecoin purchase of $GROW. | Price markup over floor/reference; it is not a protocol fee. |
What is live
The investor story is now a production mainnet rollout.
Supply
First production campaign is running
Campaign activity is indexed from ugraph and new producers can launch through the production app.
Scale
The round expands real supply
Capital goes into audits, compliance, producer onboarding, liquidity operations and a deeper pipeline of mainnet campaigns.
$GROW token
$GROW turns campaign activity into a protocol-level flywheel.
GrowFi is not only a marketplace for individual harvests. $GROW is the treasury and staking layer that lets protocol revenue, campaign allocation and long-term participation reinforce each other.
Review $GROW mechanicsBacked treasury
Direct buys add stablecoin reserves while campaign exposure grows through treasury allocations.
Staker rewards
Harvest settlement can route USDC to long-term $GROW stakers through the reward pool.
Campaign demand
$GROW treasury automation can distribute fresh capital across tracked active campaigns.
Investor access
Request the deck and mainnet walkthrough.
Tell us who you are and what you want to review. We will share the current materials, live contract context and campaign pipeline.
Download pitch deck